How Banks Actually Move Your Money (It's Not What You Think)

🔗 Try Teleport (Sponsored): https://fandf.co/3MrBdWG When your bank sends money to my bank, no actual money moves between them. They just update a record of who owes whom, and settle the difference once a day. This entire system runs on trust. In this video, I break down how banks actually settle with each other, the rails that payments travel on (card networks, ACH, RTGS, real-time payments, SWIFT), and why the real security risk isn't encryption. It's access: engineers holding long-lived ke